Privacy Policy

Introduction

Welcome to https://commercial-insurance.storysurge.net (hereinafter referred to as “Commercial Insurance,” “we,” or “us”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, storage, and processing of personal information in alignment with various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
General Data Protection Regulation (GDPR) of the European Union (EU)
Brazil’s General Data Protection Law (LGPD)
California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
Colorado Privacy Act (CPA)
Utah Consumer Privacy Act (UCPA)
Connecticut Personal Information Protection Act (CTDPA)
Virginia Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our online presence, including our website, mobile applications, services, and products offered through these platforms. It is essential to understand that this policy does not extend to third-party websites, applications, or services linked to ours via external links. Each of these third parties has its own privacy policies governing their data handling practices, so we encourage you to review those as well.

Processing Activities

This Privacy Policy guides our interactions with users in the following scenarios:

Using Our Services: When you sign up and use our applications and services as an authorized user, we collect and process your personal information to provide these services.
Visiting Our Websites: If you navigate through our websites linked to this policy, your interaction falls under this Privacy Statement’s scope.
Communication with Us: Any form of communication, including emails, newsletters, phone calls, or text messages (SMS), is covered by our privacy practices.

Personal Data Collection

We collect a variety of personal data from users to enhance their experience and provide tailored services:

Account Information: Details associated with your user account, such as username, email address, and registration date.
Payment Information: Data related to payment methods used for transactions on our platform, including credit/debit card numbers (masked), expiration dates, and CVV codes.
Financial Information: This includes bank account details, investment portfolios, or any other financial data provided during interactions with our financial services.
Purchase Information: Records of products or services purchased through our platform, including order history and transaction amounts.
Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP address, device ID, or advertising IDs.
Location Data: Information about your physical location when using location-based services on our apps.
Feedback and Reviews: Personal details shared in customer feedback, product reviews, or surveys.
Social Media Information: Content you choose to share with us via social media platforms, including posts, comments, and messages.
Product Information: Data related to products you interact with, such as browsing history and preferences.

We acquire this data through direct user input, tracking technologies, and interactions within our services. Third parties may also contribute personal data about users, subject to their privacy policies.

Cookies

Commercial Insurance uses cookies to enhance your experience on our platform:

Strictly Necessary Cookies: These cookies are essential for the basic functionality of our website, enabling features like login and navigation.
Preference Cookies: We use these to remember your preferences and settings to personalize your user experience.
Analytics Cookies: They collect anonymous data about your interactions with our site, helping us improve its performance and usability.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes. Once the retention period expires or when the purpose of data collection is fulfilled, we securely delete or anonymize the data. Our data retention policies vary depending on the type of information and the context in which it was collected.

Your Rights

The laws governing privacy in various jurisdictions grant users specific rights regarding their personal data:

Access: You have the right to request access to the personal information we hold about you, along with details about how it is being processed.
Rectification: This enables you to correct any inaccurate or incomplete personal data we may have about you.
Erasure (Right to be Forgotten): In certain circumstances, you can request the deletion of your personal data from our systems.
Restriction: You are entitled to limit the processing of your personal information under specific conditions.
Portability: This right allows you to obtain a copy of your personal data in a structured format and transfer it to another controller.
Objection: You can object to the processing of your data for certain purposes, such as marketing or direct sales.
Non-Discrimination: Laws protect against discrimination based on refusal to consent to data processing.
Data Portability (in some jurisdictions): The ability to transfer personal data from one service provider to another.

To exercise any of these rights, please contact our privacy team at your earliest convenience. We will respond to your requests in accordance with applicable laws and regulations.

Changes to Policy

Commercial Insurance reserves the right to update or modify this Privacy Policy at any time. Any significant changes will be posted on our website, ensuring you are always informed about our data handling practices.

Contact Information

For inquiries, unsubscribe requests, or if you have any questions or concerns regarding this Privacy Policy or your personal data, please reach out to us:

Email: [email protected]
Postal Address: [Provide physical address]

We are committed to handling your personal information with the utmost care and respect for your privacy.